Job Description

Financial Risk Analyst Corporate Risk Santa Rosa, California Lake Oswego, Oregon Roseville, California **Description** **About Us:** At Umpqua, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of ourassociates. We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose. Think of us as financial partners, because at Umpqua, we believe the best way forward is together. Together for people. Together for business. Together for better. **About the Role:** The Financial Risk Analyst will assist in supporting the Bank's corporate, enterprise, and financial risk management practices,ensuring compliance with the company's riskappetite, key risk indicators, policies, and procedures. Under the supervision of theFinancial and Model Risk Director, the Financial Risk Analyst supports risk management initiatives, assisting in cross-departmental projects and gaining exposure to senior professionals, external consultants, and regulatory reviews. This roleinvolves contributing to effective challenge reviews of business units' processes, models, and assumptions under the guidance ofsenior risk professionals. + Collaborate with the respective business units that support financial risk and enterprise risk. + Assists in root cause analysis and contributes to effective challenge of business units' processes, controls, methodologies, andassumptions related to the Bank's Financial Risk Management program. + Supports the development and implementation of processes to improve monitoring, reporting, and measurement within thefinancial and enterprise risk management frameworks under senior guidance. + Supports continuous and ongoing monitoring of internal, market, and regulatory conditions while identifying and assessingpotential risks. + Prepare reports and analysis for senior management and various committees. + Actively engage, support, and participate in both the Financial and Model Risk Management program and Enterprise RiskManagement program. + Supports ad hoc requests from the business units, senior management, and regulators as necessary + Ensures activities meet internal policy and regulatory standards of "effective challenge. + Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities -knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. + Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. + Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, RegulationE, Bank Security and other regulations as applicable to this job description. + May be asked to coach, mentor, or train others and teach coursework as subject matter expert. + Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. + Takes personal initiative and is a positive example for others to emulate. + Embraces our vision to become "Business Bank of Choice" + May perform other duties as assigned **About** **You:** + Bachelor'sDegreeBusiness Administration, economics, accounting, or finance Required + Master's Degree MBA, economics, accounting, or finance Preferred. + 2-5 years in banking or financial services as a Financial Risk Analyst, FinancialAnalyst, Risk Analyst, or similar. Required. + General understanding of statistical modeling and econometric forecasting; general understanding of financial and enterprise riskmanagement frameworks, and stress testing. + General understanding of regulatory requirements related to financial and model risk management (FRB/OCC SR 11-7, 10-6, 10-1), Basel II/III capital requirements, and Dodd-Frank Act Stress Testing (DFAST). + General understanding of various risk frameworks, accounting standards, and financial reports. + Proficient in Microsoft Office. Experience with database management tools (SQL, Python, etc.) a plus. + Possess strong written and verbal communication skills, with the ability to assist in translating financial analysis into clear,practical insights for business teams under senior guidance. + Demonstrated communication skills, both oral and written. + Demonstrate strong organizational skills, with the ability to manage multiple concurrent projects. + Certification as Financial Risk Manager(FRM), Professional Risk Manager (PRMIA),Chartered Financial Analyst (CFA) **Job Location(s):** Ability to work fully onsite at posted location(s). Santa Rosa, CA Roseville, CA Lake Oswego, OR **Our** **Benefits:** We offer a competitive total rewards package including basewagesand comprehensive benefits. Thepayrange for this role is $86,000.00 - $110,000.00,and the pay rate for theselected candidate isdependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The rolemay beeligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. **Our Commitment to** **Diversity** **:** Umpqua Bank isan equal opportunityand affirmative actionemployercommitted to employing, engaging, and developinga diverse workforce.Allqualifiedapplicants will receive considerationfor employmentwithout regard to race, color,national origin,religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.If you require an accommodation to complete the application or interview(s),please let us know by email: [email protected] . **To Staffing and Recruiting Agencies:** Our posted job opportunities are onlyintendedfor individuals seekingemploymentat Umpqua Bank.Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions.Staffing and recruiting agencies are not authorized to submit profiles, applications,or resumestothis site or toany Umpqua Bank employeeand any such submissionswill be consideredunsolicitedunlessrequesteddirectlyby a member of the Talent Acquisition team.

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